Brush fires and wildfires are a concern for multiple locations throughout the United States. Philadelphia Insurance Companies encourages policyholders to learn more about this exposure and the ways to prevent structural damage from these fires.
Brush fires can attack a building in three different ways:
1. Flying embers are blown by the wind and ignite combustible external elements. This is the most common method.
2. Fire spreads from a bush to the walls of a structure.
3. Radiant heat from high flames around a building causes the structure to reach an auto-ignition point.
When the fire hazard is high, it is important to keep a clear defensible space. PHLY recommends there be a minimum clearance of 100 feet for grass and brush fire exposure and a minimum of 300 feet for forest fire exposure.
Some things to keep in mind:
PHLY has many recommendations to help protect businesses, including: