What Is Commercial Auto Insurance?
Commercial vehicle insurance, like your personal auto policy, provides similar coverages such as liability, collision, comprehensive, medical payments (or personal injury protection) and uninsured motorist coverage.
Do I need commercial vehicle insurance?
While commercial vehicle insurance has some similarities to your personal auto policy, there are important differences in coverages, exclusions, definitions, limits and eligibility itself. Written and rated differently, commercial car insurance is needed for certain situations and vehicle types. Whether it's transporting goods or people for a fee, using your vehicle to conduct a service, or employees operating a vehicle, you may need a commercial auto policy.
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