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Garage Policy

Any business that handles customers' vehicles needs garage liability insurance in addition to its commercial general liability coverage.​
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Garage Policy

What is Garage Policy?

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Garage Policy is a combination Business Auto Coverage form and a Commercial General Liability Coverage form. Garage liability insurance is an absolute necessity for the owner of a car dealership, a local mechanic, a tire dealer or a company doing oil changes.

G​arage-Keeper's Insurance

​Garage-keeper's insurance covers property damage to vehicles while in "care, custody or control" of the shop. This coverage is not included in a standard garage liability policy. For example, if there is a fire while a customer's car is stored overnight in the garage, the shop owner is not covered unless he also has a garage-keeper's policy. This policy will also cover employees while they are test driving the customer's vehicle. General garage liability only covers other parties injured by the employee in case of an accident. Garage-keeper's limits and deductibles are applied per vehicle, which can be costly if an incident damages several cars at once.
(408) 224-4650
San Jose office​
​5450 Thornwood Dr.
Suite O

San Jose, CA 95123

(858) 569-8100
San Diego office
3914 Murphy Canyon Rd.
​Suite A154 ​
San Diego, CA 92123

​Click Here to Email Us

Agency Licenses
​
Network One Insurance  - CA. Lic. # 0b17024
Bill Corley Insurance Agency -  CA. Lic. # 0547239


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Bill Corley Insurance/Network One Insurance
170 Eucalyptus Avenue
Ste 130
Vista, CA 92084​
Phone 1: (858) 569-8100
Phone 2: (408) 224-4650
Fax: (408) 604-0935​
Click here to Email Us

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  • Home
  • Insurance
    • Business Insurance >
      • Auto Service & Repair Businesses
      • Contractor's Insurance
      • General Liability
      • Excess Liability / Umbrella
      • Commercial Auto
      • Commercial Property
      • Business Owners Package (BOP) Insurance
      • Business Package Policy
      • Workers Compensation
      • Employment Practices Liability
      • Professional Liability
      • Cyber Liability
      • Insurance Bonds
      • Directors and Officers Liability
    • Personal Insurance >
      • Auto Insurance
      • Property >
        • Home Insurance
        • Condo/Townhome Insurance
        • Renters Insurance
        • Rental Property Insurance
        • Earthquake Insurance
        • Flood Insurance
      • Specialty Products >
        • Boat & Watercraft Insurance
        • Motorcycle Insurance
        • Personal Article Floater
        • Recreational Vehicles & Motorhome
        • Umbrella Insurance
    • Special Lines >
      • Martial Arts Schools and Studios
      • Dance Schools and Studios
      • Personal Trainer and Yoga Instructor
      • Vendor
      • Performer
      • Wedding and Wedding Reception
      • Camps, Clinics & Conferences
      • Stand-Up Paddleboarding
      • Health and Wellness
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Online Documents
    • Free Consultation
    • Make a Payment
  • About
    • Staff Directory
    • Insurance Carriers and Markets
    • Refer a Friend
    • Client Testimonials
    • Newsletter
    • Careers
    • Accessibility Statement
  • Contact
  • Podcast