A federal appeals court has reinstated a constructive discharge claim in an age discrimination case filed by a former city parks worker who said he felt forced to resign because of the verbal abuse he was subjected to by his supervisor.
Lynn Sorenson, who had worked for the parks and recreation department of the City of Caldwell, Idaho, since 2008, said his supervisor subjected him to a working environment that was “hostile, offensive, intimidating and extremely unsafe,” according to court papers in Lynn Sorenson v. City of Caldwell, a political subdivision of the State of Idaho, City of Caldwell Department of Parks and Recreation.
Legalizing recreational marijuana use in Colorado, Oregon and Washington has resulted in collision claim frequencies that are about three percent higher overall than would have been expected without legalization, a new insurance report has found.
The Highway Loss Data Institute (HLDI) report says that more drivers admit to using marijuana, and the substance is showing up more frequently among people involved in crashes
For years, many employers have automatically required drug testing of an employee involved in any work-related accident. The fact that an accident occurred was justification for the testing, without regard to whether any suspected drug or alcohol use contributed to the accident, and regardless of the severity of the injury or damage.
Some states have placed limitations on this practice. For example, in the 2013 California
HOUSTON - Disability and workers' compensation fraud cost taxpayers millions of dollars a year.
People take advantage of a benefit meant to help in a time of need. But government agencies are cracking down -- hiring private eyes -- to catch fraudsters in the act.
Crystel Riedling, 44, uses her right arm at Disney World again and again. Video taken by undercover agents was just one piece of evidence federal prosecutors used to prove their disability fraud case against her.
Watch your step!
We’ve all heard this many times. But it’s so easy to get distracted and not pay attention to where we are going or what we are doing. This is how slips, trips, and falls occur.
Falls are one of the leading causes of injury in the construction workplace. While the most catastrophic of these occur when working from heights, believe it or not, many injuries also happen at the ground level; and many of these accidents occur when walking across uneven ground that is too hard, too soft, wet, or muddy.
For nonprofits, the volunteer workforce is often critical to the safe and successful running of events. But with volunteers come risks.
While bad apples can be found everywhere, in any organization, the reputational repercussions for nonprofits from illegal or improper activities can be dire. That’s why insurers for nonprofits encourage the use of background checks on all volunteers.
Volunteers at special events can create risks – and insurance headaches – for non-profit event organizers. And as we head into the event months of summer, this takes on greater importance for non-profits.
This is where non-profit insurers come in – to help mitigate the risks created by having well-meaning, but untrained, amateurs in charge of potentially risky situations.
Today’s insurers want to be there for their customers—literally.
With sensors of various kinds in policyholders’ cars, homes and personal devices, “exposure data tracking” is rapidly becoming a competitive imperative in personal lines underwriting and rating
That was the message from two speakers on technological changes at the 2017 Ratemaking and Product Management Workshop of the Casualty Actuarial Society (CAS), March 28 in San Diego.
Vehicle sensors that plug into car portals don’t just track speed, braking and turning, said Sheri Scott, a principal and consulting actuary with Milliman. “They can even determine what kind of traffic and weather you’re driving in,” she said.
With access to such extensive data in real time, auto insurers can now monitor the risk posed by a vehicle without relying on information provided by applicants and insureds about their driving habits, territory and garaging.
Since Title VII of the Civil Rights Act of 1964 passed, the issue of employees' rights continues to be controversial. Employers involved in interstate commerce are prohibited from discriminating against applicants.
Understanding How Fast Lawsuit Risks Are Increasing
As more laws are enacted for workplaces, employers face a higher risk of lawsuits. The likelihood of discrimination lawsuits is especially high. In order to minimize this risk, employers need to create a workplace that offers workers equal rights, opportunities, job access, working conditions, job security and opportunities for advancement. They must also strive to create a workplace that is in compliance with federal employment guidelines for mature and disabled workers. During the time period between 1992 and 2004, the number of individual discrimination charges jumped from 72,302 to 79,432 annually. These figures, which were collected by the Equal Employment Opportunity Commission, include all types of discrimination filings.
The 2010 Wal-Mart Example
Claims of workplace discrimination hit a record high in 2010. The total number of claims was 99,922 during the fiscal year...
A friend of mine asked me the other day if the cyber-risk threat was a bit of flimflam designed to sell more insurance policies. When I asked him to expand on that most interesting comment he proceeded to compare cyber-risk to the Red Scare of the 1950s when families scrambled to build bomb shelters to protect them from a war that never came. The only ones who got rich back then were the contractors, he proudly concluded.
I found his question incredulous given the world we live in, not to mention his peculiar analogy. But realizing he didn’t work in the commerce stream, per se, quelled my impulse to slap him around.
So I shared with him some statistics that sobered him up quickly. I explained that cyber-crime costs the global economy over $400 billion per year, according to estimates by the Center for Strategic and International Studies; and each year over 3,000 companies in the U.S. have their systems compromised by criminals. IBM reports more than 91 million security events per year. Worse yet,