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Cyber Liability

Is Your Business Prepared with Cyber Insurance?
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Cyber Liability

What is Cyber Liability Insurance? 

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​A type of insurance designed to cover consumers of technology services or products. More specifically, the policies are intended to cover a variety of both liability and property losses that may result when a business engages in various electronic activities, such as selling on the Internet or collecting data within its internal electronic network.

Most notably, but not exclusively, cyber and privacy policies cover a business' liability for a data breach in which the firm's customers' personal information, such as Social Security or credit card numbers, is exposed or stolen by a hacker or other criminal who has gained access to the firm's electronic network. The policies cover a variety of expenses associated with data breaches, including: notification costs, credit monitoring, costs to defend claims by state regulators, fines and penalties, and loss resulting from identity theft.

In addition, the policies cover liability arising from website media content, as well as property exposures from: (a) business interruption, (b) data loss/destruction, (c) computer fraud, (d) funds transfer loss, and (e) cyber extortion.

Cyber and privacy insurance is often confused with technology errors and omissions (tech E&O) insurance. In contrast to cyber and privacy insurance, tech E&O coverage is intended to protect providers of technology products and services, such as computer software and hardware manufacturers, website designers, and firms that store corporate data on an off-site basis. Nevertheless, tech E&O insurance policies do contain a number of the same insuring agreements as cyber and privacy policies.
(858) 569-8100
(408) 224-4650
2888 Loker Avenue East
Suite 113B
Carlsbad, CA 92010
​Click Here to Email Us

Agency Licenses
​
Network One Insurance  - CA. Lic. # 0b17024
Bill Corley Insurance Agency -  CA. Lic. # 0547239


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Bill Corley Insurance/Network One Insurance
2888 Loker Avenue East
Suite 113B
Carlsbad, CA 92010​
Phone 1: (858) 569-8100
Phone 2: (408) 224-4650
Fax: (408) 604-0935​
Click here to Email Us

Location

Website by InsuranceSplash
  • Home
  • Insurance
    • Business Insurance >
      • Auto Service & Repair Businesses
      • Contractor's Insurance
      • General Liability
      • Excess Liability / Umbrella
      • Commercial Auto
      • Commercial Property
      • Business Owners Package (BOP) Insurance
      • Business Package Policy
      • Workers Compensation
      • Employment Practices Liability
      • Professional Liability
      • Cyber Liability
      • Insurance Bonds
      • Directors and Officers Liability
    • Personal Insurance >
      • Auto Insurance
      • Property >
        • Home Insurance
        • Condo/Townhome Insurance
        • Renters Insurance
        • Rental Property Insurance
        • Earthquake Insurance
        • Flood Insurance
      • Specialty Products >
        • Boat & Watercraft Insurance
        • Motorcycle Insurance
        • Personal Article Floater
        • Recreational Vehicles & Motorhome
        • Umbrella Insurance
    • Special Lines >
      • Martial Arts Schools and Studios
      • Dance Schools and Studios
      • Personal Trainer and Yoga Instructor
      • Vendor
      • Performer
      • Wedding and Wedding Reception
      • Camps, Clinics & Conferences
      • Stand-Up Paddleboarding
      • Health and Wellness
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Online Documents
    • Free Consultation
  • About
    • Staff Directory
    • Insurance Carriers and Markets
    • Refer a Friend
    • Client Testimonials
    • Newsletter
    • Careers
    • Blog
  • Contact