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The Dangers of Fireworks...

6/30/2017

3 Comments

 
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Facts About Fireworks: 11,000 Injuries, 4 Deaths in 2016.

The Fourth of July means fireworks across America and that can mean thousands of injuries and trips to hospital emergency wards.
An estimated 7,600 of the total 11,000 fireworks-related injuries in 2016 were treated in hospital emergency departments during the period between June 18, 2016 and July 18, 2016, according to a report on 2016 by the Consumer Products Safety Commission and its National Electronic Injury Surveillance System.


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California Wildfire Destroys Ranch Home of ‘Big Bang Theory’ Star

6/29/2017

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The home of “Big Bang Theory” star Johnny Galecki has been destroyed in a wildfire in California.
Nicole Perna, a spokeswoman for the 42-year-old actor, says his home on a ranch in the San Luis Obispo area was destroyed by the wildfire on the state’s central coast.
​
By Tuesday night, a 2.5-square-mile wildfire in the region was 60 percent contained. Fire officials have only confirmed that the wildfire has destroyed one building and have no details, but the full damage done by wildfires often can’t be assessed until they have been mostly contained.
​
About 250 residents were ordered from their homes in the area of Santa Margarita after the blaze erupted Monday,

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Park worker’s age-related constructive discharge claim reinstated

6/27/2017

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A federal appeals court has reinstated a constructive discharge claim in an age discrimination case filed by a former city parks worker who said he felt forced to resign because of the verbal abuse he was subjected to by his supervisor.
Lynn Sorenson, who had worked for the parks and recreation department of the City of Caldwell, Idaho, since 2008, said his supervisor subjected him to a working environment that was “hostile, offensive, intimidating and extremely unsafe,” according to court papers in Lynn Sorenson v. City of Caldwell, a political subdivision of the State of Idaho, City of Caldwell Department of Parks and Recreation.

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Weed Warning: Legalizing Marijuana Tied to Rise in Crashes in 3 States by HLDI

6/26/2017

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Legalizing recreational marijuana use in Colorado, Oregon and Washington has resulted in collision claim frequencies that are about three percent higher overall than would have been expected without legalization, a new insurance report has found.
The Highway Loss Data Institute (HLDI) report says that more drivers admit to using marijuana, and the substance is showing up more frequently among people involved in crashes

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Risk Alert: Post-Accident Drug Testing – It’s No Longer Automatic

6/20/2017

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For years, many employers have automatically required drug testing of an employee involved in any work-related accident.  The fact that an accident occurred was justification for the testing, without regard to whether any suspected drug or alcohol use contributed to the accident, and regardless of the severity of the injury or damage.
 
Some states have placed limitations on this practice. For example, in the 2013 California ​

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Disability fraud caught on camera

6/20/2017

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HOUSTON - Disability and workers' compensation fraud cost taxpayers millions of dollars a year.
People take advantage of a benefit meant to help in a time of need. But government agencies are cracking down -- hiring private eyes -- to catch fraudsters in the act.

​Crystel Riedling, 44, uses her right arm at Disney World again and again. Video taken by undercover agents was just one piece of evidence federal prosecutors used to prove their disability fraud case against her.

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Avoiding Slips, Trips, and Falls at the Construction Site

6/6/2017

1 Comment

 
Watch your step!

We’ve all heard this many times. But it’s so easy to get distracted and not pay attention to where we are going or what we are doing. This is how slips, trips, and falls occur. 
Falls are one of the leading causes of injury in the construction workplace. While the most catastrophic of these occur when working from heights, believe it or not, many injuries also happen at the ground level; and many of these accidents occur when walking across uneven ground that is too hard, too soft, wet, or muddy.

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Background checks crucial for nonprofits

6/5/2017

1 Comment

 
For nonprofits, the volunteer workforce is often critical to the safe and successful running of events. But with volunteers come risks.
​
While bad apples can be found everywhere, in any organization, the reputational repercussions for nonprofits from illegal or improper activities can be dire. That’s why insurers for nonprofits encourage the use of background checks on all volunteers.


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  • Home
  • Insurance
    • Business Insurance >
      • Auto Service & Repair Businesses
      • Contractor's Insurance
      • General Liability
      • Excess Liability / Umbrella
      • Commercial Auto
      • Commercial Property
      • Business Owners Package (BOP) Insurance
      • Business Package Policy
      • Workers Compensation
      • Employment Practices Liability
      • Professional Liability
      • Cyber Liability
      • Insurance Bonds
      • Directors and Officers Liability
    • Personal Insurance >
      • Auto Insurance
      • Property >
        • Home Insurance
        • Condo/Townhome Insurance
        • Renters Insurance
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      • Specialty Products >
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        • Personal Article Floater
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      • Dance Schools and Studios
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      • Performer
      • Wedding and Wedding Reception
      • Camps, Clinics & Conferences
      • Stand-Up Paddleboarding
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