Yourinsuranceplace.com
  • Home
  • Insurance
    • Business Insurance >
      • Auto Service & Repair Businesses
      • Contractor's Insurance
      • General Liability
      • Excess Liability / Umbrella
      • Commercial Auto
      • Commercial Property
      • Business Owners Package (BOP) Insurance
      • Business Package Policy
      • Workers Compensation
      • Employment Practices Liability
      • Professional Liability
      • Cyber Liability
      • Insurance Bonds
      • Directors and Officers Liability
    • Personal Insurance >
      • Auto Insurance
      • Property >
        • Home Insurance
        • Condo/Townhome Insurance
        • Renters Insurance
        • Rental Property Insurance
        • Earthquake Insurance
        • Flood Insurance
      • Specialty Products >
        • Boat & Watercraft Insurance
        • Motorcycle Insurance
        • Personal Article Floater
        • Recreational Vehicles & Motorhome
        • Umbrella Insurance
    • Special Lines >
      • Martial Arts Schools and Studios
      • Dance Schools and Studios
      • Personal Trainer and Yoga Instructor
      • Vendor
      • Performer
      • Wedding and Wedding Reception
      • Camps, Clinics & Conferences
      • Stand-Up Paddleboarding
      • Health and Wellness
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Online Documents
    • Free Consultation
    • Make a Payment
  • About
    • Staff Directory
    • Insurance Carriers and Markets
    • Refer a Friend
    • Client Testimonials
    • Newsletter
    • Careers
    • Accessibility Statement
  • Contact
  • Podcast

Fire Safety for Seniors

7/26/2018

0 Comments

 
People 65+ have a fire death rate nearly twice the national average, and those 75+ have one three times the National average.
0 Comments

9 California Restaurants Cited for Failing to Provide Workers’ Comp

7/26/2018

0 Comments

 
A joint enforcement strike force issued more than $200,000 in administrative fines to nine Contra Costa County, Calif. restaurants for failing to provide workers’ compensation insurance.

Picture
0 Comments

July 25th, 2018

7/25/2018

0 Comments

 
Keeping your kitchen safe from fires requires regular maintenance, inspection, and cleaning of kitchen appliances and surfaces. We have developed a helpful restaurant kitchen fire prevention checklist to help you reduce the risk of fire and be prepared in case one does occur. 
Picture
Picture
Restaurant Kitchen Fire Prevention
Here is our guide for the perfect restaurant kitchen fire prevention checklist.




Inspect solid fuel cooking appliances on a monthly basis.
Cooking with solid fuel like wood and charcoal can significantly increase the risk of a kitchen fire because of the thick, flammable residue (creosote) these fuels deposit in the exhaust system. A monthly inspection and regular cleaning ensures the thick smoke and grease from wood or charcoal cooking does not build up to dangerous levels.

Have cooking appliances in low-volume kitchens inspected quarterly.
Low-volume kitchens are typically found in places like churches and community centers where cooking takes place occasionally. These facilities still require an annual inspection to ensure all appliances pose no risk for electrical or grease fires.



Have cooking appliances in moderate-volume kitchens inspected twice a year.
Moderate-volume kitchens, such as those found in many sit-down restaurants, should have appliances inspected twice a year. The inspection agency will likely recommend strategies for keeping your kitchen clean and safe in the time between checks based on what they see.

Have cooking appliances in high-volume kitchens inspected quarterly.
High-volume and 24-hour kitchens require quarterly inspections. Kitchens operating at a high volume should be especially careful about keeping all surfaces clear of flammable grease.


Equip cooking appliances with non-combustible grease filters.
The grease filters on all exhaust hoods should be non-combustible and easy to remove for cleaning. Since grease can easily catch fire, regularly cleaning greasy surfaces goes hand in hand with routine inspections. Equipment that can be easily taken apart and put back together for maintenance purposes can improve your fire safety routine.


Place only non-combustible, easily cleaned racks, trays, spacers, and containers inside ovens.
Like grease filters, all cooking equipment used inside an oven should be non-combustible and easy to clean. Keeping oven surfaces and equipment clean reduces the amount of flammable grease exposed to the oven’s heat source. In most cases, hot water and soap are sufficient for cleaning these surfaces and chemical degreasing agents are available for more difficult grease deposits.


Vent cooking appliances to the exterior of the building.
All exhaust should vent to the exterior of your building. An inefficient ventilation system keeps greasy exhaust, which can accumulate and raise the risk of fire inside the building. Check with your local inspection requirements to see if your ventilation systems are in compliance with your area’s kitchen codes.


Empty all grease containers at least once a day.
Even in a moderate-volume kitchen, grease can accumulate quickly. Deep fryer oil should be changed at least once a day for fire safety purposes. Grease pans for stoves and other appliances should also be cleaned daily. Grease traps beneath sinks are an exception– they typically require monthly maintenance and may be emptied by a professional when due for a cleaning.


Install appliances at an adequate distance from other surfaces.
Kitchen appliances operated too closely to adjacent surfaces are at risk for overheating and causing a fire. Check your local kitchen inspection requirements for a better understanding of how far each kind of appliance should sit from walls, cabinets, and other appliances. You can also see if walls neighboring appliances like ovens and fryers need to be treated with specific fire-proofing materials.


Train all kitchen staff on the hazards of fuel-air combustion, explosive materials, and ignition sources as well as how to operate equipment properly.
All staff who comes in contact with or operates kitchen equipment should be trained to use each appliance properly. In addition to knowing the fire safety details of each appliance, staff should be taught about common fire risks, how regular cleaning and maintenance decreases these risks, and what to do in the event of a kitchen fire.


With regular maintenance, inspection, and cleaning, you can greatly reduce the risk of fire in your kitchen. As always, be sure to adhere to your local fire safety standards and follow this checklist to keep your kitchen safe.
If you follow this restaurant kitchen fire prevention checklist, you will definitely reduce your chances for a fire and be prepared if a fire does occur.

0 Comments

The Ultimate Guide to Fire-Safe Landscaping

7/19/2018

0 Comments

 
On average, more than 100,000 wildfires light up the landscape each year in the western portion of the United States. It’s not uncommon for fire to burn through more than two million acres across states like California, Texas, New Mexico, Colorado, and throughout the West and Southwest.
Picture
0 Comments

Lesson Plans

7/16/2018

0 Comments

 
Fire and Life Safety Educators are invited to speak at a variety of venues. Careful planning can make the difference between an excellent visit and a mediocre one. While some folks are intimidated by longer sessions, it is the shorter ones that can be the most difficult.
10-minute mini-lesson plansThe 10-Minute mini-lesson is a helpful strategy life safety educators can implement in a variety of settings. Worship services, gatherings at the local senior center, or service club meetings may all be potential opportunities to deliver short fire safety presentations with specific audiences. audiences.
  • Calling 9-1-1 from a mobile phone (PDF) – Use this lesson at a team sports event.
  • Carbon Monoxide Alarms (PDF)
    • Powerpoint slides (pptx)  Canary sound (wav)
  • Cooking Fires (PDF)
  • Creating a 10-minute mini-lesson (PDF, 230 KB)
  • Get to Know Smoke Alarms (PDF)
  • Hear the Beep Where You Sleep - WHEREVER That May Be! (PDF) - Use this lesson for audiences who may be using less traditional sleeping quarters.
  • Home Fire Sprinklers (PDF)
  • Importance of fire alarm systems and home fire escape planning in multi-unit dwellings (PDF)
  • Plan Your Home Fire Escape (PDF)
  • Preventing Carbon Monoxide Poisoning (PDF)
  • Replace Smoke Alarms Every 10 Years (PDF)
  • Smoke Alarms (PDF)
30-minute lesson plan
A 30-minute lesson provides the instructor an opportunity to address information related to fire safety as well as a chance to help participants develop health-enhancing attitudes around the topic. Additional time could also be used to help participants practice new skills. An increase in time does not mean you need to increase the amount of content you are covering. Remember, sometimes depth wins over breadth.
  • Hear the Beep Where You Sleep (PDF)
  • Smoke Alarm Basics - Rental Housing (PDF)




60-minute lesson plan60 minutes is a nice chunk of time to provide an effective fire safety lesson. An hour allows the instructor to cover content with depth as well as provide an opportunity for participants to explore helpful attitudes and practice related skills. Remember to engage learners in a different ways keep their attention for the entire lesson.   
  • The Fire Challenge, A conversation with parents & caretakers (PDF)
NEW! Early adolescent lesson plans (Ages 10-14) 
  • Careers in the Fire Service (PDF)
  • Home Fire Safety — Teens Who Care for Themselves and Others in the Home (PDF)
  • Making Safe & Responsible Choices (PDF)
The above lesson plans were developed by the Urban Fire and Life Safety Task Force. A small work group of members developed the core content along with NFPA staff members.
Members of the work group include:
  • Olden Allen, Community Risk Reduction Officer, Atlanta Fire Rescue Department
  • Larin Anttila, Public Educator, Oklahoma City Fire Department
  • Dana Catts, Strategic Advisor, Seattle Fire Department
  • Carlos Piedra, Assistant Fire Marshal, El Paso Fire Department
  • Shelley Steele, Community Safety Officer, Calgary Fire Department
0 Comments

July 13th, 2018

7/13/2018

0 Comments

 
Kitchen Fire Prevention
A Hazard in the Home
 
 Half of house fires begin in the kitchen, and kitchen fires are the leading cause of house-fire injuries and many deaths. Most kitchen fires are due to human error.

Preventing kitchen fires and injuries takes one part common sense and a few parts preparation. Take stock of your:  Kitchen's layout, equipment, and cleanliness. Cooking habits.  Ability to put out a small fire safely. Knowledge of burn-injury prevention.
 
Clean and Safe
 A clean kitchen is a safer kitchen.  Wipe up spills as they happen. Clean crumbs and grease buildup from cooking appliances regularly. Clean the exhaust hood and duct over the stove on a regular basis. Grease can catch fire easily, and grease fires can be difficult to put out. Keep messes under control to avoid these risks altogether.
 
First Aid for Burns
 Act fast to limit the severity of burns.  Run cool water over a minor burn for 10 to 15 minutes to limit its seriousness.  Never use grease or butter on a burn.  If burned skin is blistered, see a doctor.  For blackened skin, shallow breathing, or unconsciousness, call the fire department or ambulance service.

Recipe for Safety 
 Careless cooking starts more residential fires than any other cause. Cooking accidents also hurt people – more are injured in the kitchen than from any other fire-related cause.   Brush up on kitchen safety and cook smart. 

The Kitchen: Get It Together 

 Organize and decorate the kitchen for looks and safety. Everyday objects may end up causing destructive blazes.  
 
Do not store anything flammable on the stove. Curtains, potholders, dishtowels, and decorative items need to be at least 3 feet from the stove. 
 
Get an ABC fire extinguisher for the kitchen and learn how to use it. Keep the extinguisher in easy reach near the kitchen's exit – not in a cabinet.
 
Make sure the control knobs on the stove, oven, and other hot appliances are easy to read.  You should be able to tell from across the room whether a heat-producing appliance is on or off.
 
Check toasters, coffeemakers, and electric skillets for overheating and wear. Signs of possible damage are cracks, melting, or discoloration of cords or plastic surfaces.
 
Do not overload electrical outlets. It can cause overheating. This is especially true with heatproducing appliances like toasters or coffeepots. 

Safe Steps 
 It is easy to develop bad cooking habits. Don't get burned.  Never leave food cooking unattended.  Cook with the lowest effective temperature. Do not store cooking fat on the stovetop.  A burner could be turned on, accidentally starting a grease fire. Plug in appliances only when they are in use. Keep metal out of the microwave - even a twist-tie or a bit of aluminum foil can cause "arcing," which can lead to fire. Wear close-fitting clothing when you cook.  Avoid loose sleeves, ties, or ruffles. Keep pot handles turned toward the back of the stove. An adult may brush against the handle, or a child may pull the pot off of the stove and be burned.  Supervise young children in the kitchen.  Do not touch or try to move a flaming pot.  You may spread the fire and/or burn yourself.  Slowly remove lids from containers that have been in the microwave oven. The steam that builds up inside containers can cause serious scalds. 


Putting Out the Flames 
 Never try to put out a fire yourself unless:  You have called the fire department. You know what is burning.  You have the necessary supplies (pan lid or correct fire extinguisher). The fire is small and not spreading.  Everyone else has left the area.   You have a clear path to the exit.
 
Never use water, baking soda, or flour on a grease fire. Instead, carefully slide a lid over the pan from the side, and turn off the stove. Keep the lid over the fire until flames are out.
 
Smother a fire in a conventional oven or microwave oven by keeping the door closed.  Unplug or turn off the unit. Have the microwave serviced before using it again.  
 
If paper, cloth, or food (other than grease) is burning, it may be safe to use an A or ABC fire extinguisher, if you know how. A fire extinguisher labeled C, BC, or ABC can be used on an electrical fire.
 
If the fire does not go out right away, exit.  If you haven't done so already, call the fire department, using a neighbor's phone.
0 Comments

Females More Likely Than Males to Engage in Distracted Driving

7/10/2018

0 Comments

 
Picture
People who text while driving are six times more likely to be involved in a car crash while those who talk on a mobile device while driving increase their crash risk more than two times. Yet many drivers are still willing to take the risk, as “fear of missing out” and separation anxiety keep them from abiding by the law, according to a new study.
States have adopted laws that require drivers to use hands-free devices. However, many drivers simply don’t perceive texting and driving to be dangerous in certain driving scenarios.
The study found that females are more likely than males to engage in mobile phone use while driving.
Also, more experienced drivers are less likely to engage in distracted driving. Results show that as the number of years with license increase, the probability of participating in distracted driving decreases, and drivers who are more disinhibited are more likely to drive distracted.
Females are more likely than males to engage in mobile phone use while driving.The study appears in Risk Analysis: An International Journal, which is published by the Society for Risk Analysis.
In the study, “Should I text or call here? A situation-based analysis of drivers’ perceived likelihood of engaging in mobile phone multitasking,” researchers uncovered four profiles of drivers with strong intentions of engaging in distracted driving: drivers who are female, drivers who are frequent users of phones for texting/calling, drivers with negative attitudes towards safety, and drivers who are highly disinhibited.
Drivers were much more likely to talk on their phones while driving than they were to use their phones to text. This is expected since the visual demands of texting compete directly with those of driving, whereas talking on the phone is mostly auditory, according to the researchers.
In the U.S., mobile phone usage has been a factor in one quarter of all car collisions. However, actual crash risks vary based on the type of task being performed and the extent of its cognitive and physical demands on the driver. Talking on a mobile device increases crash risk by 2.2 times whereas texting increases risk by 6.1 times.

Observational studies have found that as many as 18 percent of drivers in high-income countries, and up to 31 percent in low- and middle-income countries, use their mobile devices while on the road, contributing to significantly reduced road safety. Despite laws prohibiting such behavior, mobile phone use while driving is expected to increase.
The researchers found that drivers engage in self-regulation when deciding whether to use their phones while driving, as they try to cope with environmental factors while maintaining a high level of performance. For example, many drivers make use of stops to initiate using their mobile device, and many are able to restrain themselves to using phones only while stopped at intersections with signals. Other researchers have also noted that drivers usually restrict engagement in heavy traffic or along curved sections of both urban and rural roads.
“Drivers are not good at identifying where it is safe to use their phone. It is safer for drivers to just pull over in an appropriate place to use their phone quickly and then resume their journey,” stated one of the authors, Oscar Oviedo-Trespalacios.
Sixty-eight percent of participants reported needing a lot of convincing to believe in the dangers of texting and driving. The researchers found these people include those who who believe the effects on the driver are minor.
However, the study found that demanding traffic conditions and the presence of law enforcement were effective in reducing the likelihood of distracted driving. The authors say that these results support high-visibility police enforcement programs as a means to combat distracted driving.
In the study, 447 drivers in South East Queensland, Australia, answered questions about perceived crash risk, perceived driving comfort, perceived driving difficulty, perceived driving ability, perceived likelihood of engaging in a voice call and perceived likelihood of engaging in texting.
The research team included Oscar Oviedo-Trespalacios, Md. Mazharul Haque and Mark King from Australia Queensland University of Technology, and Simon Washington from the University of Queensland.
The authors say the results from this study may contribute to more targeted distracted driving campaigns by highlighting opportunities for interventions. These campaigns should target safety attitudes to more effectively curb drivers’ motivations for engaging with their phones while driving. They say this study also confirmed the need to profile and target high-risk groups, particularly novice drivers and those who are overly attached to their phones, to develop messaging that considers their particular motivating factors.

The Society for Risk Analysis
0 Comments

    Contact Us

    (858) 569-8100
    (408) 224-4650
    170 Eucalyptus Avenue
    Ste 130
    Vista, CA 92084​
    ​Click Here to Email Us

    Archives

    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    December 2016

    Categories

    All
    All
    Business
    Business Interruptions
    Cyber Attacks
    Cyber Risks
    Cyber Security
    Employment Discrimination
    Employment Practices Liability
    FAQs
    Financial
    Fraud
    Insurance
    Labor Laws
    Local
    Manufacturing
    Property
    Safety
    Social Media
    Workers Compensation

    RSS Feed

Agency Licenses
​
Network One Insurance  - CA. Lic. # 0b17024
Bill Corley Insurance Agency -  CA. Lic. # 0547239


Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Follow Us

Share This Page

Contact Us

Bill Corley Insurance/Network One Insurance
170 Eucalyptus Avenue
Ste 130
Vista, CA 92084​
Phone 1: (858) 569-8100
Phone 2: (408) 224-4650
Fax: (408) 604-0935​
Click here to Email Us

Location

Website by InsuranceSplash
  • Home
  • Insurance
    • Business Insurance >
      • Auto Service & Repair Businesses
      • Contractor's Insurance
      • General Liability
      • Excess Liability / Umbrella
      • Commercial Auto
      • Commercial Property
      • Business Owners Package (BOP) Insurance
      • Business Package Policy
      • Workers Compensation
      • Employment Practices Liability
      • Professional Liability
      • Cyber Liability
      • Insurance Bonds
      • Directors and Officers Liability
    • Personal Insurance >
      • Auto Insurance
      • Property >
        • Home Insurance
        • Condo/Townhome Insurance
        • Renters Insurance
        • Rental Property Insurance
        • Earthquake Insurance
        • Flood Insurance
      • Specialty Products >
        • Boat & Watercraft Insurance
        • Motorcycle Insurance
        • Personal Article Floater
        • Recreational Vehicles & Motorhome
        • Umbrella Insurance
    • Special Lines >
      • Martial Arts Schools and Studios
      • Dance Schools and Studios
      • Personal Trainer and Yoga Instructor
      • Vendor
      • Performer
      • Wedding and Wedding Reception
      • Camps, Clinics & Conferences
      • Stand-Up Paddleboarding
      • Health and Wellness
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Online Documents
    • Free Consultation
    • Make a Payment
  • About
    • Staff Directory
    • Insurance Carriers and Markets
    • Refer a Friend
    • Client Testimonials
    • Newsletter
    • Careers
    • Accessibility Statement
  • Contact
  • Podcast